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Your Home Inspection

Your Home Inspection:

Here in New York State, home inspectors are required to be licensed and at minimum, follow the state’s Standards of Practice (SOP’s) for Home Inspection. Click the link and it will take you to the current NYS SOP’s as well as the Code of Ethics that I adhere to.

In summary, here is what will be visually inspected:

  • roof, vents, flashings and trim;
  • gutters and downspouts;
  • skylight, chimney, and other roof penetrations;
  • decks, stoops, porches, walkways and railings;
  • eaves, soffits and fascia;
  • grading and drainage;
  • basement, foundation and crawlspace;
  • water penetration and foundation movement;
  • heating system;
  • cooling system;
  • main water shut-off valve;
  • water heating system;
  • interior plumbing fixtures and faucets;
  • drainage sump pumps with accessible floats;
  • electrical service line and meter box;
  • main disconnect and service amperage;
  • electrical panel(s), breakers and fuses;
  • grounding and bonding;
  • GFCIs;
  • fireplace damper door and hearth;
  • insulation and ventilation;
  • garage doors, safety sensors and openers;
  • and much more.

Your Home Inspection

What really matters in a home inspection?

Most of your inspection will be maintenance recommendations, conditional evaluations for various systems and components, and minor imperfections. These are useful to know about. However, the issues that really matter will fall into four categories:

  1. major defects.  An example of this would be a structural failure;
  2. things that lead to major defects, such as a small roof-flashing leak, for example;
  3. things that may hinder your ability to finance, legally occupy, or insure the home; and
  4. safety hazards, such as an exposed, live buss bar at the electrical panel.

Anything in these categories should be addressed.  Often, a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4).

Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned in the report. No home is perfect. Keep things in perspective. Do not kill your deal over things that do not matter. It is inappropriate to demand that a seller address deferred maintenance, conditions already listed on the seller’s disclosure, or nit-picky items.